ATM Rules Change in UAE: What Indian Expats Must Know
Starting May 2025, Indian expats living in the UAE will face new ATM rules that make cash withdrawals more expensive. Banks in the country have updated their fee structures. They have also reduced the number of free withdrawals allowed every month.
ATM Rules: Higher Charges for Using Other Bank ATMs
Earlier, using another bank’s ATM under the UAESWITCH network cost Dh2. Now, banks are increasing this fee. So, every extra withdrawal from a different bank’s ATM will cost more. This means you should plan your ATM visits carefully to avoid paying extra.
Fewer Free Withdrawals Every Month
Along with higher fees, banks have also reduced the free withdrawal limit. If you cross this limit, you will pay for each extra transaction. These ATM rules are part of a bigger plan to push people toward digital banking. Banks want more users to switch from cash to cards or online payments.
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Remittance Costs Also Go Up
It’s not just ATM fees that are rising. Sending money to India has also become more expensive. Recently, remittance fees at currency exchange outlets increased by 15%. This is the first price hike in five years. Because of this, many people are now choosing online money transfers, which are usually cheaper and faster.
Jaywan Card to Support Digital Banking
The UAE is also launching a new local debit card called Jaywan. It’s being added to ATM networks across the country. Some banks already support it. This card helps reduce cash usage and supports digital payments. It works only within the UAE and is part of the national payment system.
How to Save on Banking Costs
To avoid paying more, Indian expats should limit cash withdrawals. Try using your own bank’s ATM when possible. Also, switch to digital banking services for everyday payments. Stay updated with your bank’s latest ATM rules to manage your money smartly.
In short, plan ahead, go digital, and track your limits. These small steps can help save money under the new ATM rules in the UAE.
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